This rise of working women who are playing as a lead role is a unique phenomenon in the world and in Asia. At MAB, we believe every lady deserves the best. It’s why we created Myanmar’s first card exclusively for women.
Celebrating your stories, empowering your lifestyles. Our distinctive card design is inspired by thanaka brushstrokes, with its strong, deliberate movements symbolic of your empowerment. Modern, self-assured, and stylish – our Lady’s card
is made like you and made for you.
MAB Lady’s Classic Card is an internationally use credit card which can be used for payment of goods & services (POS)
MAB Lady’s Platinum Card is an internationally use master card which can be used for payment of goods & services...
Exclusive privileges and promotions designed for our ladies
1.
These Terms and Conditions (the “Ladies Credit Card Terms”) shall govern all holders of the MAB Ladies Credit Card including MAB Ladies Supplementary Credit Card (the “Ladies Credit Card”) issued by the Bank in Myanmar and shall be read together with the MAB General Credit Card Terms and Conditions and MAB Rewards Terms and Conditions. Unless stated otherwise, definitions used in these terms and conditions will carry the same meaning as definitions found in the MAB General Credit Card Terms and Conditions.
2.
Holders of the Ladies Credit Card (the “Ladies Cardmember”) shall be entitled to benefits and privileges in accordance with these Ladies Credit Card Terms. The Bank’s decision on all matters pertaining to any or all of the benefits and privileges stated below shall be final and binding on Ladies Cardmembers. The benefits and privileges described below may be amended, supplemented or revoked by the Bank at any time in the Bank’s sole and absolute discretion without prior notice to the Ladies Cardmembers.
3. Waiver of Annual Fee
3.1
If a total of MMK 36 million and above is charged to a Ladies Credit Card (i.e. the total amount charged by the principal Ladies Cardmember and any supplementary Ladies Cardmembers) in a year, the Ladies Cardmember shall be entitled to a waiver of her Ladies Credit Card annual fee(s) (for both principal and supplementary cards) for the following year. All new Ladies Cardmembers whose applications are approved from now until September 2020 are entitled to a waiver of an annual fee for the first year with no minimum spending.
4. Increased MAB Points Awarded for Card Transactions
4.1 Ladies Cardmembers shall also be entitled to the following:-
(a)
2 times of the normal MAB Points awarded for any overseas shopping transactions (i.e. where the Merchant Location or Merchant website is located outside of Myanmar) for Point-of-Sale and E-commerce transactions only and for transactions in a foreign currency, subject to a minimum spend of MMK150,000 (or equivalent value in another currency) and a maximum spend of MMK1,500,000 (or equivalent value in another currency) per month.
(b)
2 times of the normal MAB Points for local card transactions, subject to a minimum spend of MMK150,000 (or equivalent amount in another currency) and a maximum spend of MMK1,500,000 (or equivalent value in another currency) for the following five (5) categories of MCC Codes for Point-of-Sale and E-Commerce transactions only:-
a. Caterers (MCC 5811)
b. Eating Places and Restaurants (MCC 5812)
c. Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques (MCC 5813)
d. Cosmetics stores (MCC 5977)
e. Health and Beauty shops (MCC 7298)
4.2
The Bank reserves the right to amend the above list without any prior notice or giving any reasons. Points for overseas shopping transactions shall exclude card transactions that were subsequently cancelled, voided or reversed for any reason and such other transactions as may be excluded by the Bank from time to time.
5. General
5.1
A principal or supplementary Ladies Cardmember (where applicable) is not entitled to enjoy the benefits and privileges stated herein if:-
(a) her Ladies Credit Card Account is suspended, cancelled, closed or terminated;
(b) her Ladies Credit Card Account is not active, valid, subsisting or in good standing or which, in the Bank’s opinion, is delinquent or has been unsatisfactorily conducted; or
(c) she is incapacitated or passes away or is declared a bankrupt or any legal proceeding of any nature is instituted against her.
5.2
The Bank shall not be responsible for any failure or delay in the transmission of sale transactions by MasterCard, acquiring merchants, merchant establishments, postal or telecommunication authorities or any other parties which may result in a charge incurred or made by the Ladies Cardmember being omitted during the qualifying or eligibility period or which may affect any Ladies Cardmember’s eligibility to qualify for any of the benefits and/or privileges stated herein.
5.3
Adjustments may be made to the MAB Points if there is any credit posted to the Ladies Cardmember’s Card Account including those arising from returned goods or services, billing disputes, or any other reason at the sole and absolute discretion of the Bank.
5.4
Should a Ladies Cardmember’s spending be deemed to be for commercial and/or non-personal purposes, the Bank reserves the right to refuse to award any MAB Points for such transactions. The Bank reserves the right to cancel and void any MAB Points awarded in a Ladies Cardmember’s statement of Account at any time if it deems that such MAB Points were not earned from qualifying spend of a Ladies Cardmember, and the Ladies Cardmember shall not be entitled to any compensation or payment whatsoever.
5.5
For the avoidance of doubt, spending incurred by supplementary Ladies Cardmember(s) shall accrue to the applicable principal Ladies Cardmember(s) Account only. The Bank shall not be liable in any manner whatsoever for any loss, expenses, delays, mistake, neglect or omission in the transfer or transmission of the MAB Points.
5.6
In the event that the Ladies Cardmember’s Card Account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reasons whatsoever before the MAB Points are awarded into such Cardmember’s Card Account, such MAB Points earned shall be forfeited and the Cardmembers shall not be entitled to any compensation or payment whatsoever.
5.7
The Bank’s decision on all matters relating to the Ladies Cardmember’s Card Account shall be final, conclusive and binding on Ladies Cardmembers.
5.8
The Bank reserves the right, at its sole and absolute discretion and at any time and without giving prior notice or any reason, to vary, amend, add or delete any of these Ladies Credit Card Terms without assuming any liability to any person. Ladies Cardmembers who continue to use the Ladies Credit Card after the change takes effect shall be deemed to have accepted the change without reservation.
5.9
These Ladies Credit Card Terms shall prevail in the event of any inconsistency between the Ladies Credit Card Terms and any advertising, promotional, publicity or other materials relating to the privileges and/or benefits stated herein.
