Financial protection against large medical bills

Safeguard your health

As the cost of healthcare rises across the world, it becomes more and more essential to insure you and your loved ones against disease and accidents.

That is why it is prudent to cover yourself before an accident or disease strikes, as these unpredictable events can have devastating consequences on your finances and standard of living.

We can assist in multiple ways to help you manage and navigate if disaster strikes.

Features

We offer financial protection against large medical bills incurred from sickness and accidents, as well as a lump sum payment in the event of outpatient hospital treatment, allowing for recuperation and recovery free from financial stress and worry. In addition, we also offer outpatient clinic bill reimbursement.

Core Benefits

Basic Cover

Daily cash payout for each day of hospitalization, for up to 60 days.
Lump sum benefit payable upon death.

Optional Cover 1

Reimbursement for surgical operation performed under anesthetic.
Additional coverage for medical treatment and hospitalization for miscarriage.

Optional Cover 2

Reimbursement for up to 4 outpatient clinic treatments.

Achieve your life goals with a smart savings plan

Secure Your Future, Today

If you have a stable income and are looking for a long-term savings plan, this is the perfect insurance for you. Our Short Term Endowment policy will enhance your investment returns, ensuring that you can meet your life goals through a smart savings plan.

Furthermore, in the event of death or total permanent disability, you will receive a full and prompt payout, just as you would with traditional life insurance. Planning for the long term is always a good idea, and our Short Term Endowment policies are designed to help you invest in your financial future.

Features

This policy is paid through a regular savings plan, with insurance protection. We have built in a range of flexible options for your benefit. We also offer free medical consultations for all our customers. Our premiums can be paid at prices starting as low as MMK7,200/month [1].
Your financial needs may increase over time – for example, with marriage or other commitments. Regular savings means you will have the money you need when you need it, letting you experience all that life has to offer without stress or concern.
Regular savings will help make sure your future is protected, giving you the money you need, right when you need it. Do not hesitate – to look into our short term endowment plans today.

Core Benefits

Maturity Benefit Payout

Receive the full value of the sum insured in one lump sum upon policy
maturity.

Low Premiums

Start from as low as 7,200MMK per month[1].

Flexible Options

Enjoy additional options on the policy, such as surrender, policy loan, or paid-up
option.

Death Benefit

Receive 100% of the sum insured in one lump sum, should the insured party suffer
Death or Total Permanent Disability.

Protecting your children’s future

Myanmar’s first student life insurance that can protect both the child and the insured parent

Now parents can plan for their child’s future, with Myanmar’s first student life insurance policy. This innovative policy protects your children in the event of the parent’s (policyholder) death or total permanent disability, ensuring that their education and future are protected, no matter what.

Features

The first product of its kind in Myanmar, it now means any child between the ages of thirty days and twelve years old (measured by the age of the next birthday) can be covered.
This policy is paid for through a regular savings plan and provides insurance for both parent and child in the case of either death or total permanent disability.
With a free medical consultation and built-in flexible options, our student life insurance will give you and your children the peace of mind needed for incredible achievements

Core Benefits

Maturity Benefit Payout

Receive the full value of the sum insured over four equal installments
beginning from the child’s 17th birthday.

Full Premium Waiver Benefit

Full waiver on outstanding premium payments, if the parent suffers from
Death or Total Permanent Disability. The child will continue to receive the full value of the sum insured
over four equal installments beginning from the child’s 17th birthday.

Death Benefit

If the insured child loses his or her life due to unforeseen circumstances, the parent will
receive the full value of the sum insured in one lump sum.

Total Permanent Disability Benefit

Note: All treatments must be performed at a hospital accredited by the Ministry of Health.

A life insurance plan with a savings component that offers interest

Life Insurance with Money Back to Meet Your Life Goals

Flexi Life Insurance is a life insurance savings plan with flexible options that allow you to tap into your emergency fund for key needs and milestones in life, without compromising on the protection of full life insurance coverage. This product offers anticipated cash payouts at specified policy durations and benefits at policy maturity.

Whether it is to achieve financial goals such as buying your dream home or to build up your cash reserves and plan ahead for retirement, Flexi Life Insurance helps to secure the future you envision for yourself and your loved ones.

Features

Security – Build up your cash reserves while enjoying financial protection for your family.
Liquidity – Receive payouts when you complete a designated number of policy years during the
policy term, which can be cashed out, used for insurance premium payments or continue to
accumulate for other uses later on and gain a bigger maturity amount.
Flexibility – Your financial needs may change over the course of your life – adjust your policy
term, premium payment mode and how you would like to receive your survival benefit payouts
according to your evolving needs.

Core Benefits

Maturity Benefit Payout

Receive the full value of the sum insured in one lump sum upon policy
maturity.

Survival Benefit Payout

Receive cash payouts at specified policy durations as immediate, additional
income during the policy term.

Accumulation of Survival Benefit

Survival benefit payouts which are not withdrawn can be
accumulated with an interest rate and paid out upon policy maturity.

Death/Total Permanent Disability Benefits

Receive 100% of the sum insured in one lump sum,
should the Insured suffer Death or Total Permanent Disability.

Health Insurance

Financial protection against large medical bills

Safeguard your health

As the cost of healthcare rises across the world, it becomes more and more essential to insure you and your loved ones against disease and accidents.

That is why it is prudent to cover yourself before an accident or disease strikes, as these unpredictable events can have devastating consequences on your finances and standard of living.

We can assist in multiple ways to help you manage and navigate if disaster strikes.

Features

We offer financial protection against large medical bills incurred from sickness and accidents, as well as a lump sum payment in the event of outpatient hospital treatment, allowing for recuperation and recovery free from financial stress and worry. In addition, we also offer outpatient clinic bill reimbursement.

Core Benefits

Basic Cover

Daily cash payout for each day of hospitalization, for up to 60 days.
Lump sum benefit payable upon death.

Optional Cover 1

Reimbursement for surgical operation performed under anesthetic.
Additional coverage for medical treatment and hospitalization for miscarriage.

Optional Cover 2

Reimbursement for up to 4 outpatient clinic treatments.

Short Term Endowment Insurance

Achieve your life goals with a smart savings plan

Secure Your Future, Today

Features

This policy is paid through a regular savings plan, with insurance protection. We have built in a range of flexible options for your benefit. We also offer free medical consultations for all our customers. Our premiums can be paid at prices starting as low as MMK7,200/month [1].
Your financial needs may increase over time – for example, with marriage or other commitments. Regular savings means you will have the money you need when you need it, letting you experience all that life has to offer without stress or concern.
Regular savings will help make sure your future is protected, giving you the money you need, right when you need it. Do not hesitate – to look into our short term endowment plans today.

Core Benefits

Maturity Benefit Payout

Receive the full value of the sum insured in one lump sum upon policy
maturity.

Low Premiums

Start from as low as 7,200MMK per month[1].

Flexible Options

Enjoy additional options on the policy, such as surrender, policy loan, or paid-up
option.

Death Benefit

Receive 100% of the sum insured in one lump sum, should the insured party suffer
Death or Total Permanent Disability.

Student Life Insurance

Protecting your children’s future

Myanmar’s first student life insurance that can protect both the child and the insured parent

Features

The first product of its kind in Myanmar, it now means any child between the ages of thirty days and twelve years old (measured by the age of the next birthday) can be covered.
This policy is paid for through a regular savings plan and provides insurance for both parent and child in the case of either death or total permanent disability.
With a free medical consultation and built-in flexible options, our student life insurance will give you and your children the peace of mind needed for incredible achievements

Core Benefits

Maturity Benefit Payout

Receive the full value of the sum insured over four equal installments
beginning from the child’s 17th birthday.

Full Premium Waiver Benefit

Full waiver on outstanding premium payments, if the parent suffers from
Death or Total Permanent Disability. The child will continue to receive the full value of the sum insured
over four equal installments beginning from the child’s 17th birthday.

Death Benefit

If the insured child loses his or her life due to unforeseen circumstances, the parent will
receive the full value of the sum insured in one lump sum.

Total Permanent Disability Benefit

Note: All treatments must be performed at a hospital accredited by the Ministry of Health.

Flexi Life Insurance

A life insurance plan with a savings component that offers interest

Life Insurance with Money Back to Meet Your Life Goals

Features

Security – Build up your cash reserves while enjoying financial protection for your family.
Liquidity – Receive payouts when you complete a designated number of policy years during the
policy term, which can be cashed out, used for insurance premium payments or continue to
accumulate for other uses later on and gain a bigger maturity amount.
Flexibility – Your financial needs may change over the course of your life – adjust your policy
term, premium payment mode and how you would like to receive your survival benefit payouts
according to your evolving needs.

Core Benefits

Maturity Benefit Payout

Receive the full value of the sum insured in one lump sum upon policy
maturity.

Survival Benefit Payout

Receive cash payouts at specified policy durations as immediate, additional
income during the policy term.

Accumulation of Survival Benefit

Survival benefit payouts which are not withdrawn can be
accumulated with an interest rate and paid out upon policy maturity.

Death/Total Permanent Disability Benefits

Receive 100% of the sum insured in one lump sum,
should the Insured suffer Death or Total Permanent Disability.